Inceptia Great Advice for Grads 2026

7. GET CREATIVE AND USE ‘FOUND’ MONEY

If you get a raise, a student loan refinance bonus or another financial windfall, try to allocate at least a portion of it to your student loans. You can also look to your employer. Find out if your employer offers a student loan repayment program as an employee benefit and ask how to enroll. Start a side hustle to increase your income and pay off student loans faster. Sell items like clothing, unused gift cards or photos; rent out your spare room, parking spot or car; or use your skills to freelance or consult on the side.

The article How to Pay Off Student Loans Fast: 7 Strategies for 2026 originally appeared on NerdWallet.

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