Borrow federal first. If you’re borrowing money for school, look to federal student loans first. These will be offered in the financial aid package from your school after your FAFSA has been processed. They typically come with lower interest and more repayment options than private student loans. Ask for help. College can be stressful, and working through college compounds the pressure to measure up. Reach out to an advisor or student counseling if you need help with your schedule or just want to talk through all of the demands on your time. They no doubt want to see you succeed, and you can bet they’re familiar with the challenges you’re facing. 5 4
The article Costs Down, Wages Up: Can You ‘Work Your Way’ Through College? was published on NerdWallet on March 23, 2023.
ELIZABETH RENTER is a writer at NerdWallet.
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