Inceptia_GreatAdviceGrads_2022_v6.pdf

IF YOU NEED STUDENT LOAN HELP

Consider these vetted resources for student loan help; they are established organizations with verified histories:

STUDENT LOAN HELP RESOURCE

BEST FOR

Advice on repayment plans, forgiveness programs and dispute resolution. Comprehensive information on options for student loan borrowers. Advocacy on behalf of all borrowers to influence policy. Complete financial review for struggling borrowers, which can include advice on student loan options and plans for dealing with other debt. Advice on repayment plans, help with paperwork and budget counseling. Information for student loan borrowers and an attorney directory. Help for borrowers who have already filed bankruptcy that did not include their student loans. Advice on defaults, dispute resolution, collections, debt settlement and legal remedies. Licensed in Massachusetts and New York. Advice on debt settlement, bankruptcy, default and forgiveness. Licensed in Missouri and Illinois.

The Institute of Student Loan Advisors

National Consumer Law Center

Student Borrower Protection Center

National Foundation for Credit Counseling

American Consumer Credit Counseling

National Association of Consumer Advocates

Lexria

Adam Minsky

Stanley Tate

Many of these organizations offer advice for free. In some cases, you may need to pay a fee, as with a certified nonprofit credit counseling agency or if you hire an attorney. None of the organizations above calls, texts or emails borrowers with offers of debt resolution.

This article If a Stranger Offers You Student Loan Forgiveness, Hang Up was originally published on NerdWallet on February 26, 2021.

ANNA HELHOSKI is a staff writer at NerdWallet.

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