Inceptia Great Advice for Grads 2026

HOW TO CHECK YOUR CREDIT REFERENCES Before you give permission for a credit check, it’s smart to review what a lender, landlord or potential employer will likely see. Be prepared to explain any negative marks, like missed payments, collections or bankruptcies. You can get free weekly credit reports from each of the three major credit bureaus at AnnualCreditReport.com. Many credit card issuers and banks offer free credit scores, and you can access them from many personal finance websites, including this one.

The article What is a Credit Reference? originally appeared on NerdWallet.

LAUREN SCHWAHN and AMANDA BARROSO write for NerdWallet. lschwahn@nerdwallet.com and abarroso@nerdwallet.com

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